If you use ShopeePay, you might have spotted promotional banners highlighting Money+ with daily returns of up to 5% per annum (p.a.).

While that promotional figure sounds tempting, ShopeePay’s fine print emphasises that the payout is split into two separate tiers and tied to strict conditions.

To qualify, you need to maintain at least RM200 in your Money+ account. The bonus rate applies only up to RM10,000 and the entire campaign operates on a first-come, first-served basis until the allocated budget is exhausted.

Money+ is an investment feature built into the ShopeePay app. It will invest your digital wallet balance into the Eastspring Investments Islamic E-Duit Fund.