Hong Leong Bank (HLB) has enabled direct cross-border QR payments in China through its HLB Connect mobile banking app, allowing Malaysian travellers to pay across mainland merchants without setting up local payment apps or manually topping up third-party digital wallets.

Powered by a partnership with UnionPay International (UPI), the feature is accepted at more than 120 million merchants throughout China that display UPI and Weixin Pay (WeChat Pay) QR codes.

The payment coverage includes large shopping malls, restaurants, convenience outlets and local street stalls across the country

Unlike conventional cross-border setups that only let users scan static counter codes, HLB QR Pay supports two-way transactions across mainland China.