More Debt, Fewer Buyers: Malaysia’s Property Loan Stock Swells Even As Demand Cools

Malaysia's outstanding property loans have crossed RM1.23 trillion — but the pipeline is thinning. Loan applications fell for the first time in five months, approvals dropped 13.1%, and unsold completed homes rose for the seventh straight quarter. The stock is growing. The demand is not.

The Rakyat Post Jake Lim · News & blogs · Yesterday · updated Yesterday

Key takeaways

Malaysia's property loan stock reached RM1.23 trillion in August 2026, with rising non-residential loans and slower residential growth.

Residential property loans were RM925.48 billion, up 5.3% year-on-year.
Non-residential property loans reached RM304.66 billion, up 7.7% year-on-year.
Bank financing to the property sector grew 11.9% year-on-year to RM134.41 billion.

Summarised automatically by AI from the original article by The Rakyat Post. AI can make mistakes, so check the original for details.

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Outstanding loans for residential and non-residential property purchases in Malaysia reached about RM1.23 trillion in August 2026, according to BIMB Securities Research.

The research house calculated the figure from Bank Negara Malaysia (BNM) data.

That works out to 50.3% of total banking system loans of RM2.45 trillion.

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Story details

Published: October 12, 2026 at 1:58 AM UTC
Updated: October 12, 2026 at 3:00 AM UTC
By: Jake Lim
Section: Malaysia
Format: Article
Original: therakyatpost.com ↗

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The Rakyat Post More Debt, Fewer Buyers: Malaysia’s Property Loan Stock Swells Even As Demand Cools (this story)

More Debt, Fewer Buyers: Malaysia’s Property Loan Stock Swells Even As Demand Cools

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