I would like to give Terry my heartfelt thanks for giving me the opportunity to contribute a post to his blog. After giving much thought to what topic I should write about to maximize impact, I decided to take this opportunity to reach out to the students: particularly to those undergraduate and graduate students who just a few months ago were dreaming of an academic career in mathematics, but their dreams may now seem distant and, for some, apparently impossible to ever become a reality. This post was inspired by a message (quoted below in its entirety, with permission) that I received from a student desperately looking for advice and guidance. This is not the only such message I have received (and I suspect that many of us are receiving many similar requests), but it is perhaps the most heartfelt, and the one that has moved me the most. Please also note the urgency of the message. Students are making decisions now.